California service areas
Headquartered in Torrance and focused on Greater Los Angeles, Orange County, San Diego, Ventura, and the Inland Empire, NFGC maps local loan context across California. For Non-QM and business-purpose lending, we can also work with eligible borrowers nationwide.
About our service areas
This is a statewide service-area hub rather than a single housing market, so it does not use one median sale price or one county loan limit. Nationwide Funding Group Corp is a licensed California mortgage broker headquartered in Torrance, serving Los Angeles County, Orange County, San Diego County, Ventura County, and the Inland Empire, with Non-QM and investor lending available to eligible borrowers nationwide. Use the linked regional pages for county-specific market context and 2026 loan-limit references, then the city pages within each region.
Loan programs buyers in Southern California often consider
- Purchase Loans – Across NFGC's California coverage, buyers often start with purchase financing matched to the county, price point, property type, and occupancy of the transaction.
- Refinance & HELOC – Current owners across these regions often review refinance or HELOC options when weighing equity, payment structure, cash-flow planning, or home-improvement goals.
- Conventional Loans – Many borrowers across Southern California look at conforming financing first, then compare county-specific limits and local pricing on the regional pages.
- Non-QM & Investor Loans – Business-purpose borrowers investing in non-owner-occupied rental or business property often compare Non-QM investor options based on documentation method, property type, and the market they are entering.
Service areas
Southern California mortgage FAQ
This is a statewide service-area hub, not a single county or city page. Loan limits vary by county, so each regional page provides the correct local conforming and FHA figures for 2026.
This hub links NFGC's Southern California coverage: Los Angeles County, Orange County, San Diego County, Ventura County, the Inland Empire (Riverside and San Bernardino Counties), and the Los Angeles Harbor area. City-level pages sit under those regional sections.
Start with the county or regional page that matches the area where the property is located. That page provides the right 2026 loan-limit reference, a local market overview, and links to the city pages served within that region.
Talk to a licensed Southern California mortgage broker
Nationwide Funding Group Corp is a licensed California mortgage broker (NMLS #98906). Get started → or contact us to talk through options for a specific property. This is not a commitment to lend.
Nationwide Funding Group Corp — NMLS #98906, California DRE Corporation License #01801836. Licensed by the California Department of Real Estate. Equal Housing Opportunity. This page is for general information only, is not an advertisement for any specific rate or product, and is not a commitment to lend or an offer to enter into an interest-rate lock agreement. All loan programs are subject to borrower and property qualification, underwriting review, and program availability. Local market figures are approximate, drawn from third-party sources, and change over time. See our licensing & disclosures page for details.