Schedule a Meeting Español

Loan Programs

Conventional, government-backed, jumbo, and business-purpose financing options for homebuyers, homeowners, and real estate investors across Southern California.

Apply Now →
Get Pre-Qualified →

Licensed since 2007

CA DRE Corporation #01801836

NMLS #98906

Equal Housing Opportunity Equal Housing Opportunity

NMLS Consumer Access →

Financing options for every scenario

Nationwide Funding Group Corp offers a full range of mortgage programs for eligible borrowers throughout Southern California. Whether you’re purchasing a primary residence, refinancing, tapping into home equity, or financing an investment property, we evaluate the actual borrower, property, occupancy, and loan purpose before recommending a path. Explore the programs below, or contact us to discuss your specific scenario.

Purchase Loans

Conventional, FHA, and VA financing for your next home purchase.

Refinance & HELOC

Lower your rate or tap into your home’s equity.

Conventional Loans

Fannie Mae and Freddie Mac-backed financing with 2026 conforming loan limits by county.

FHA Loans

Lower down payment options backed by the FHA.

VA Loans

Zero-down financing for eligible veterans and service members.

Jumbo Loans

Financing for loan amounts above conforming limits.

Down Payment Assistance

Programs that pair with FHA or Conventional financing to help close the down payment gap.

Investment Property Loans

Conventional, DSCR, and Non-QM options for rental and investment properties.

Purchase Calculator

Estimate your monthly payment for a purchase scenario, or check the math on a DSCR investment property.

Refinance Calculator

Estimate a new payment after refinancing, or see how long it takes closing costs to break even.

Non-QM & Investor Loans

Non-QM and investor loans cover business-purpose and alternative-documentation scenarios that fall outside conventional or government guidelines, including:

  • DSCR — qualify based on property cash flow rather than personal income.
  • Bank Statement — qualify using bank deposits for self-employed borrowers.
  • Asset Depletion — qualify using assets rather than income.
  • Foreign National — financing for eligible non-U.S.-resident borrowers.
  • ITIN — financing for eligible borrowers using an Individual Taxpayer Identification Number.
  • P&L-Only — qualify using a CPA- or tax-preparer-prepared profit and loss statement.

Not sure which program fits your scenario? Visit our FAQ → or see the areas we serve →.

Discuss your financing options.

By submitting this form, you agree to our Privacy Policy →.

Apply Now →
Get Pre-Qualified →

Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

This program is available for properties located in California only.

Nationwide Funding Group Corp, a licensed mortgage lender and mortgage broker | 350 S Crenshaw Blvd, Ste A206A, Torrance, CA 90503 | (310) 961-9750 | NMLS #98906 | CA DRE Corporation License #01801836 (licensed, active, since 2007) | Broker of Record: Alexander J. Gonzalez | NMLS #98329 | CA DRE #01384006 | Equal Housing Opportunity Equal Housing Opportunity | NMLS Consumer Access → | Google Maps → | Yelp → | Facebook → | LinkedIn → | Licensing & Disclosures | Privacy Policy | Terms of Use | Accessibility Statement | This is not a commitment to lend. All loan programs are subject to borrower qualification, property eligibility, and lender approval, and are not guaranteed.