Veterans, active-duty & surviving spouses
The loan you earned. Put to work in California.
VA-guaranteed financing for California homes, with a local broker who’ll explain entitlement, the funding fee, and what the benefit actually covers — before you’re deep in paperwork.
We’ll help you confirm entitlement — nothing to file to start.
Equal Housing Opportunity
Serving veterans across South Bay and the Inland Empire.
We work with VA loans regularly, for buyers across both of the regions we serve, and we take the eligibility paperwork seriously so you don’t have to chase it down alone.
This program is available for properties located in California only.
Built around your service, not a standard credit box.
VA loans are guaranteed by the U.S. Department of Veterans Affairs and are available to eligible veterans, active-duty service members, and certain surviving spouses. Eligibility generally depends on your length and character of service — we’ll help you confirm your Certificate of Eligibility as one of the first steps, rather than guessing at whether you qualify.
Funding fees and entitlement: current figures on request.
The VA funding fee and county loan limits are set federally and vary by factors like service history, down payment, and prior VA loan use, and they’re updated periodically. We don’t publish a single number here that could be wrong for your specific situation.
Funding fees and loan limits vary by service history, down payment, and county, and change periodically. Contact us for current figures for your situation.
VA loans and manufactured homes.
VA-guaranteed financing can be used for manufactured homes classified as real property, subject to VA’s own permanent-foundation, HUD certification, and land-ownership requirements described on our Purchase page. VA loans for manufactured homes typically carry shorter maximum loan terms than site-built homes, and eligibility can vary by lender overlay.
What the process generally looks like.
- Confirm eligibility. We help you pull your Certificate of Eligibility.
- Pre-qualify. A clear starting point.
- Documentation and appraisal. VA has its own appraisal and property requirements; we walk you through them.
- Close. Clear updates throughout.
General process description only — not a commitment to lend.
VA loans in California: how the program works
VA loans in California are mortgages guaranteed by the U.S. Department of Veterans Affairs and available to eligible active-duty service members, veterans, and certain surviving spouses. Borrowers often consider VA loans in California because the program allows financing without a separate monthly mortgage insurance premium and, for many eligible borrowers, without a down payment. Most VA loans include a one-time funding fee, which some borrowers are exempt from.
Eligibility for VA loans in California is established through a Certificate of Eligibility, and each loan is still subject to property requirements and lender underwriting. Nationwide Funding Group Corp is a licensed California mortgage broker (NMLS #98906) and helps eligible borrowers compare VA financing with other options. This section is general information only and is not a commitment to lend. Equal Housing Opportunity.
Get pre-qualified for a VA loan.
Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.
This program is available for properties located in California only.
Nationwide Funding Group Corp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
Nationwide Funding Group Corp, a licensed mortgage lender and mortgage broker | 350 S Crenshaw Blvd, Ste A206A, Torrance, CA 90503 | (310) 961-9750 | NMLS #98906 | CA DRE Corporation License #01801836 (licensed, active, since 2007) | Broker of Record: Alexander J. Gonzalez | NMLS #98329 | CA DRE #01384006 | Equal Housing Opportunity | NMLS Consumer Access → | Licensing & Disclosures | Privacy Policy | Terms of Use | Accessibility Statement | This is not a commitment to lend. All loan programs are subject to borrower qualification, property eligibility, and lender approval, and are not guaranteed.