Mortgage Broker Serving Lakewood, California

Mortgage guidance for Lakewood homebuyers, homeowners, and real estate investors from a nearby South Bay team.

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Licensed since 2007

CA DRE Corporation #01801836

NMLS #98906

Equal Housing Opportunity Equal Housing Opportunity

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Financing guidance for Lakewood homeowners and buyers

Nationwide Funding Group Corp is headquartered in nearby Torrance and helps eligible Lakewood borrowers evaluate purchase, refinance, home-equity, and investment-property financing.

Lakewood is known for established residential neighborhoods with a substantial share of owner-occupied housing, along with condominiums, townhomes, and nearby multifamily options. Property type, occupancy, condition, equity, documentation, and loan purpose guide program selection.

Source: City of Lakewood Housing Element →

Lakewood housing context

U.S. Census Bureau QuickFacts reports a 71.4% owner-occupied housing rate for 2020–2024 and a median owner-occupied home value of $827,200 for the same period. These figures describe the city overall and are not a property valuation or statement about any specific neighborhood.

Source: U.S. Census Bureau QuickFacts →

2026 Los Angeles County loan limit

For 2026, the FHFA one-unit conforming loan limit for Los Angeles County is $1,249,125. Limits vary by year, county, property-unit count, and program. A conforming limit is not an approval amount, and other program limits and underwriting requirements may apply.

Source: Federal Housing Finance Agency →

Home-loan options for Lakewood borrowers

  • Purchase loans: financing for eligible primary residences, second homes, and qualifying property types.
  • Refinance and HELOC options: explore rate-and-term, cash-out, or home-equity strategies based on current eligibility and equity.
  • FHA loans: government-insured financing with program-specific property and borrower requirements.
  • VA loans: financing for eligible veterans, active-duty service members, and qualifying surviving spouses.
  • Non-QM and investor loans: options including DSCR, bank-statement, asset-depletion, ITIN, foreign-national, and P&L-only programs for eligible scenarios.

Program availability, terms, documentation, and property eligibility vary. We review the actual borrower and property scenario before recommending a path.

Lakewood and nearby communities

We serve borrowers throughout Lakewood and nearby Long Beach, Signal Hill, Bellflower, Cerritos, Hawaiian Gardens, Carson, and other Los Angeles County communities.

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Lakewood mortgage questions

Is NFGC located near Lakewood?

Yes. Nationwide Funding Group Corp is headquartered in Torrance and serves eligible borrowers throughout Lakewood and the Long Beach area.

Can Lakewood homeowners use equity for a refinance or HELOC?

Potentially. Available options depend on current equity, credit, property eligibility, documentation, and the intended use of funds.

Can a Lakewood condominium or investment property be financed?

Potentially. Eligibility depends on the property and project characteristics, occupancy, requested loan amount, borrower profile, and selected program.

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Discuss your Lakewood financing options.

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Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

This program is available for properties located in California only.

Nationwide Funding Group Corp, a licensed mortgage lender and mortgage broker | 350 S Crenshaw Blvd, Ste A206A, Torrance, CA 90503 | (310) 961-9750 | NMLS #98906 | CA DRE Corporation License #01801836 (licensed, active, since 2007) | Broker of Record: Alexander J. Gonzalez | NMLS #98329 | CA DRE #01384006 | Equal Housing Opportunity Equal Housing Opportunity | NMLS Consumer Access → | Licensing & Disclosures | Privacy Policy | Terms of Use | Accessibility Statement | This is not a commitment to lend. All loan programs are subject to borrower qualification, property eligibility, and lender approval, and are not guaranteed.