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Mortgage Broker Serving Santa Ana, California

Local mortgage guidance for homebuyers, homeowners, and real estate investors in Santa Ana, from a Southern California mortgage team.

Licensed since 2007

CA DRE Corporation #01801836

NMLS #98906

Equal Housing Opportunity Equal Housing Opportunity

NMLS Consumer Access →

A mortgage team serving Santa Ana

Nationwide Funding Group Corp has held its California real estate broker corporation license since 2007 and helps eligible borrowers evaluate financing for purchases, refinances, home-equity needs, and investment properties across Santa Ana and the greater Orange County area.

Santa Ana is the seat of Orange County, with a housing stock that includes the historic Victorian- and Craftsman-era homes of the French Park and Floral Park districts alongside dense multifamily housing and newer condominium development near the civic center. Property type, occupancy, income documentation, equity, and loan purpose all influence which financing structure may fit—not the neighborhood name alone.

Santa Ana housing context

U.S. Census Bureau QuickFacts reports a 44.6% owner-occupied housing rate for 2020–2024 and a median owner-occupied home value of $713,000 for the same period. These figures describe the city overall and are not a property valuation or statement about any specific neighborhood.

Source: U.S. Census Bureau QuickFacts →

2026 Orange County loan limit

For 2026, the FHFA one-unit conforming loan limit for Orange County is $1,249,125. Limits vary by year, county, property-unit count, and program. A conforming limit is not an approval amount, and other program limits and underwriting requirements may apply.

Source: Federal Housing Finance Agency →

Home-loan options for Santa Ana borrowers

  • Purchase loans: financing for eligible primary residences, second homes, and qualifying property types.
  • Refinance and HELOC options: explore rate-and-term, cash-out, or home-equity strategies based on current eligibility and equity.
  • FHA loans: government-insured financing with program-specific property and borrower requirements.
  • VA loans: financing for eligible veterans, active-duty service members, and qualifying surviving spouses.
  • Non-QM and investor loans: options including DSCR, bank-statement, asset-depletion, ITIN, foreign-national, and P&L-only programs for eligible scenarios.

Program availability, terms, documentation, and property eligibility vary. We review the actual borrower and property scenario before recommending a path.

Santa Ana and nearby Orange County communities

We serve borrowers throughout Santa Ana and the surrounding Central Orange County area, including Garden Grove and Tustin.

Explore all service areas →

Santa Ana mortgage questions

Does NFGC serve Santa Ana?

Yes. Nationwide Funding Group Corp serves eligible borrowers throughout Santa Ana and the greater Orange County area, working remotely and by appointment.

Can multifamily or historic Santa Ana properties be financed?

Potentially. Eligibility depends on the specific property, unit count, occupancy, condition, requested loan amount, and selected program. We review the actual property before recommending a path.

Can self-employed Santa Ana borrowers qualify without traditional W-2 income?

Potentially. Depending on the purpose and program, eligible borrowers may be evaluated using tax returns, bank statements, assets, property cash flow, or other permitted documentation. Qualification is scenario-specific.

Read more mortgage FAQs →

Discuss your Santa Ana financing options.

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Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

This program is available for properties located in California only.