Schedule a Meeting Español

Mortgage Broker Serving Santa Clarita, California

Local mortgage guidance for homebuyers, homeowners, and real estate investors in Santa Clarita, from a Southern California mortgage team.

Licensed since 2007

CA DRE Corporation #01801836

NMLS #98906

Equal Housing Opportunity Equal Housing Opportunity

NMLS Consumer Access →

A mortgage team serving Santa Clarita

Nationwide Funding Group Corp has held its California real estate broker corporation license since 2007 and helps eligible borrowers evaluate financing for purchases, refinances, home-equity needs, and investment properties across Santa Clarita and the greater North Los Angeles County area.

Santa Clarita is a North Los Angeles County city made up of several master-planned communities, including Valencia, Newhall, Canyon Country, and Saugus, with a housing stock that skews toward newer single-family homes. Property type, occupancy, income documentation, equity, and loan purpose all influence which financing structure may fit—not the neighborhood name alone.

Santa Clarita housing context

U.S. Census Bureau QuickFacts reports a 71.8% owner-occupied housing rate for 2020–2024 and a median owner-occupied home value of $784,700 for the same period. These figures describe the city overall and are not a property valuation or statement about any specific neighborhood.

Source: U.S. Census Bureau QuickFacts →

2026 Los Angeles County loan limit

For 2026, the FHFA one-unit conforming loan limit for Los Angeles County is $1,249,125. Limits vary by year, county, property-unit count, and program. A conforming limit is not an approval amount, and other program limits and underwriting requirements may apply.

Source: Federal Housing Finance Agency →

Home-loan options for Santa Clarita borrowers

  • Purchase loans: financing for eligible primary residences, second homes, and qualifying property types.
  • Refinance and HELOC options: explore rate-and-term, cash-out, or home-equity strategies based on current eligibility and equity.
  • FHA loans: government-insured financing with program-specific property and borrower requirements.
  • VA loans: financing for eligible veterans, active-duty service members, and qualifying surviving spouses.
  • Non-QM and investor loans: options including DSCR, bank-statement, asset-depletion, ITIN, foreign-national, and P&L-only programs for eligible scenarios.

Program availability, terms, documentation, and property eligibility vary. We review the actual borrower and property scenario before recommending a path.

Santa Clarita and nearby North County communities

We serve borrowers throughout Santa Clarita and the surrounding North Los Angeles County area, including Valencia, Newhall, and Canyon Country.

Explore all service areas →

Santa Clarita mortgage questions

Does NFGC serve Santa Clarita?

Yes. Nationwide Funding Group Corp serves eligible borrowers throughout Santa Clarita and the greater North Los Angeles County area, working remotely and by appointment.

Do higher Santa Clarita home values always require a jumbo loan?

No. The applicable loan category depends on the requested loan amount, current county limit, property-unit count, occupancy, and program. Most Santa Clarita transactions fit within conforming or government-program limits, though higher loan amounts may require jumbo or alternative financing.

Can self-employed Santa Clarita borrowers qualify without traditional W-2 income?

Potentially. Depending on the purpose and program, eligible borrowers may be evaluated using tax returns, bank statements, assets, property cash flow, or other permitted documentation. Qualification is scenario-specific.

Read more mortgage FAQs →

Discuss your Santa Clarita financing options.

By submitting this form, you agree to our Privacy Policy →.

Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

This program is available for properties located in California only.