Mortgage Broker Serving Santa Monica, California
Local mortgage guidance for homebuyers, homeowners, and real estate investors in Santa Monica, from a Southern California mortgage team.
Equal Housing Opportunity
A mortgage team serving Santa Monica
Nationwide Funding Group Corp has held its California real estate broker corporation license since 2007 and helps eligible borrowers evaluate financing for purchases, refinances, home-equity needs, and investment properties across Santa Monica and the greater Westside.
Santa Monica is a premium coastal Westside community with a housing stock spanning high-rise and low-rise condominiums, historic bungalows, and luxury single-family homes near the beach and Montana Avenue. Property type, occupancy, income documentation, equity, and loan purpose all influence which financing structure may fit—not the neighborhood name alone.
Santa Monica housing context
U.S. Census Bureau QuickFacts reports a 27.9% owner-occupied housing rate for 2020–2024 and a median owner-occupied home value of $1,755,500 for the same period. These figures describe the city overall and are not a property valuation or statement about any specific neighborhood.
2026 Los Angeles County loan limit
For 2026, the FHFA one-unit conforming loan limit for Los Angeles County is $1,249,125, reflecting its designation as a high-cost area. Given Santa Monica’s high median home value, jumbo financing is common here. Limits vary by year, county, property-unit count, and program.
Santa Monica and nearby communities
We serve borrowers throughout Santa Monica and the surrounding Westside, including Culver City, Beverly Hills, Brentwood, and West Hollywood.
Santa Monica mortgage questions
Does NFGC serve Santa Monica?
Yes. Nationwide Funding Group Corp serves eligible borrowers throughout Santa Monica and the greater Westside, working remotely and by appointment.
Do most Santa Monica homes require a jumbo loan?
Many do, given the city’s high median home value, but the applicable loan category still depends on the requested loan amount, current county limit, property-unit count, occupancy, and program. Some Santa Monica transactions—particularly condominiums—may fit within conforming limits.
Can self-employed Santa Monica borrowers qualify without traditional W-2 income?
Potentially. Depending on the purpose and program, eligible borrowers may be evaluated using tax returns, bank statements, assets, property cash flow, or other permitted documentation. Qualification is scenario-specific.
Discuss your Santa Monica financing options.
Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.
This program is available for properties located in California only.
Nationwide Funding Group Corp, a licensed mortgage lender and mortgage broker | 350 S Crenshaw Blvd, Ste A206A, Torrance, CA 90503 | (310) 961-9750 | NMLS #98906 | CA DRE Corporation License #01801836 (licensed, active, since 2007) | Broker of Record: Alexander J. Gonzalez | NMLS #98329 | CA DRE #01384006 | Equal Housing Opportunity | NMLS Consumer Access → | Google Maps → | Yelp → | Facebook → | LinkedIn → | Licensing & Disclosures | Privacy Policy | Terms of Use | Accessibility Statement | This is not a commitment to lend. All loan programs are subject to borrower qualification, property eligibility, and lender approval, and are not guaranteed.