Mortgage Broker Serving Long Beach, California

Mortgage guidance for Long Beach homebuyers, homeowners, and real estate investors from a nearby South Bay team.

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Licensed since 2007

CA DRE Corporation #01801836

NMLS #98906

Equal Housing Opportunity Equal Housing Opportunity

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Financing guidance across a large and varied city

Nationwide Funding Group Corp is headquartered nearby in Torrance and helps eligible Long Beach borrowers evaluate purchase, refinance, home-equity, and investment-property financing.

Long Beach includes downtown condominiums, coastal homes, historic neighborhoods, planned residential areas, duplexes, and larger multifamily properties. Property type, unit count, occupancy, association or historic-property considerations, insurance, documentation, and loan purpose all matter.

Source: City of Long Beach Housing Element →

Long Beach housing context

U.S. Census Bureau QuickFacts reports a 41.2% owner-occupied housing rate for 2020–2024 and a median owner-occupied home value of $806,600 for the same period. These figures describe the city overall and are not a property valuation or statement about any specific neighborhood.

Source: U.S. Census Bureau QuickFacts →

2026 Los Angeles County loan limit

For 2026, the FHFA one-unit conforming loan limit for Los Angeles County is $1,249,125. Limits vary by year, county, property-unit count, and program. A conforming limit is not an approval amount, and other program limits and underwriting requirements may apply.

Source: Federal Housing Finance Agency →

Home-loan options for Long Beach borrowers

  • Purchase loans: financing for eligible primary residences, second homes, and qualifying property types.
  • Refinance and HELOC options: explore rate-and-term, cash-out, or home-equity strategies based on current eligibility and equity.
  • FHA loans: government-insured financing with program-specific property and borrower requirements.
  • VA loans: financing for eligible veterans, active-duty service members, and qualifying surviving spouses.
  • Non-QM and investor loans: options including DSCR, bank-statement, asset-depletion, ITIN, foreign-national, and P&L-only programs for eligible scenarios.

Program availability, terms, documentation, and property eligibility vary. We review the actual borrower and property scenario before recommending a path.

Long Beach and nearby communities

We serve borrowers across Long Beach, including Downtown, Belmont Shore, Belmont Heights, Bixby Knolls, California Heights, Wrigley, East Long Beach, and nearby Lakewood, Signal Hill, Carson, and the Los Angeles Harbor area.

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Long Beach mortgage questions

Is NFGC located near Long Beach?

Yes. Nationwide Funding Group Corp is headquartered in nearby Torrance and serves eligible borrowers throughout Long Beach.

Can Long Beach condominiums or multifamily properties be financed?

Potentially. Eligibility depends on the project or property characteristics, unit count, occupancy, condition, insurance, requested loan amount, and selected program.

Can investors use DSCR financing in Long Beach?

Depending on the property and program, eligible investors may be evaluated using the property’s qualifying rental cash flow rather than traditional employment income.

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Discuss your Long Beach financing options.

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Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

This program is available for properties located in California only.

Nationwide Funding Group Corp, a licensed mortgage lender and mortgage broker | 350 S Crenshaw Blvd, Ste A206A, Torrance, CA 90503 | (310) 961-9750 | NMLS #98906 | CA DRE Corporation License #01801836 (licensed, active, since 2007) | Broker of Record: Alexander J. Gonzalez | NMLS #98329 | CA DRE #01384006 | Equal Housing Opportunity Equal Housing Opportunity | NMLS Consumer Access → | Licensing & Disclosures | Privacy Policy | Terms of Use | Accessibility Statement | This is not a commitment to lend. All loan programs are subject to borrower qualification, property eligibility, and lender approval, and are not guaranteed.