Mortgage Broker Serving Manhattan Beach, California

Mortgage guidance for Manhattan Beach homebuyers, homeowners, and real estate investors from a nearby South Bay team.

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Licensed since 2007

CA DRE Corporation #01801836

NMLS #98906

Equal Housing Opportunity Equal Housing Opportunity

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Financing guidance for a higher-value coastal market

Nationwide Funding Group Corp is headquartered nearby in Torrance and helps eligible Manhattan Beach borrowers evaluate purchase, refinance, home-equity, and investment-property financing.

Manhattan Beach includes coastal homes, townhomes, condominiums, and established residential neighborhoods where requested loan amounts may cross conforming limits. Property type, occupancy, insurance, borrower documentation, reserves, and loan size all affect program selection.

Source: City of Manhattan Beach Housing Element →

Manhattan Beach housing context

U.S. Census Bureau QuickFacts reports a 64.8% owner-occupied housing rate for 2020–2024 and a median owner-occupied home value of $2,000,000+ for the same period. These figures describe the city overall and are not a property valuation or statement about any specific neighborhood.

Source: U.S. Census Bureau QuickFacts →

2026 Los Angeles County loan limit

For 2026, the FHFA one-unit conforming loan limit for Los Angeles County is $1,249,125. Limits vary by year, county, property-unit count, and program. A conforming limit is not an approval amount, and other program limits and underwriting requirements may apply.

Source: Federal Housing Finance Agency →

Home-loan options for Manhattan Beach borrowers

  • Purchase loans: financing for eligible primary residences, second homes, and qualifying property types.
  • Refinance and HELOC options: explore rate-and-term, cash-out, or home-equity strategies based on current eligibility and equity.
  • FHA loans: government-insured financing with program-specific property and borrower requirements.
  • VA loans: financing for eligible veterans, active-duty service members, and qualifying surviving spouses.
  • Non-QM and investor loans: options including DSCR, bank-statement, asset-depletion, ITIN, foreign-national, and P&L-only programs for eligible scenarios.

Program availability, terms, documentation, and property eligibility vary. We review the actual borrower and property scenario before recommending a path.

Manhattan Beach and nearby communities

We serve borrowers throughout Manhattan Beach, including the Sand Section, Tree Section, Hill Section, East Manhattan Beach, and nearby Hermosa Beach, Redondo Beach, El Segundo, Hawthorne, and Torrance.

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Manhattan Beach mortgage questions

Is NFGC located near Manhattan Beach?

Yes. Nationwide Funding Group Corp is headquartered nearby in Torrance and serves eligible borrowers throughout Manhattan Beach and the Beach Cities.

When might a Manhattan Beach loan be considered jumbo?

A loan may be jumbo when the requested amount exceeds the applicable conforming limit for the county and property-unit count. Program definitions and underwriting requirements vary.

Can self-employed borrowers use alternative documentation?

Potentially. Depending on the scenario and program, eligible borrowers may be evaluated using tax returns, bank statements, assets, property cash flow, or other permitted documentation.

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Discuss your Manhattan Beach financing options.

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Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

This program is available for properties located in California only.

Nationwide Funding Group Corp, a licensed mortgage lender and mortgage broker | 350 S Crenshaw Blvd, Ste A206A, Torrance, CA 90503 | (310) 961-9750 | NMLS #98906 | CA DRE Corporation License #01801836 (licensed, active, since 2007) | Broker of Record: Alexander J. Gonzalez | NMLS #98329 | CA DRE #01384006 | Equal Housing Opportunity Equal Housing Opportunity | NMLS Consumer Access → | Licensing & Disclosures | Privacy Policy | Terms of Use | Accessibility Statement | This is not a commitment to lend. All loan programs are subject to borrower qualification, property eligibility, and lender approval, and are not guaranteed.