Schedule a Meeting Español

Mortgage Broker Serving Northridge, California

Local mortgage guidance for homebuyers, homeowners, and real estate investors in Northridge, from a Southern California mortgage team.

Licensed since 2007

CA DRE Corporation #01801836

NMLS #98906

Equal Housing Opportunity Equal Housing Opportunity

NMLS Consumer Access →

A mortgage team serving Northridge

Nationwide Funding Group Corp has held its California real estate broker corporation license since 2007 and helps eligible borrowers evaluate financing for purchases, refinances, home-equity needs, and investment properties across Northridge and the greater North San Fernando Valley area.

Northridge is a North San Fernando Valley neighborhood within the City of Los Angeles, with a housing stock spanning single-family homes near California State University, Northridge to condominiums and apartment buildings. Property type, occupancy, income documentation, equity, and loan purpose all influence which financing structure may fit—not the neighborhood name alone.

Los Angeles housing context

Northridge is a neighborhood within the City of Los Angeles and is not separately measured by U.S. Census Bureau QuickFacts. For the City of Los Angeles overall, QuickFacts reports a 36.0% owner-occupied housing rate for 2020–2024 and a median owner-occupied home value of $921,200 for the same period. These citywide figures are not a property valuation or statement about Northridge specifically.

Source: U.S. Census Bureau QuickFacts →

2026 Los Angeles County loan limit

For 2026, the FHFA one-unit conforming loan limit for Los Angeles County is $1,249,125. Limits vary by year, county, property-unit count, and program. A conforming limit is not an approval amount, and other program limits and underwriting requirements may apply.

Source: Federal Housing Finance Agency →

Home-loan options for Northridge borrowers

  • Purchase loans: financing for eligible primary residences, second homes, and qualifying property types.
  • Refinance and HELOC options: explore rate-and-term, cash-out, or home-equity strategies based on current eligibility and equity.
  • FHA loans: government-insured financing with program-specific property and borrower requirements.
  • VA loans: financing for eligible veterans, active-duty service members, and qualifying surviving spouses.
  • Non-QM and investor loans: options including DSCR, bank-statement, asset-depletion, ITIN, foreign-national, and P&L-only programs for eligible scenarios.

Program availability, terms, documentation, and property eligibility vary. We review the actual borrower and property scenario before recommending a path.

Northridge and nearby San Fernando Valley communities

We serve borrowers throughout Northridge and the surrounding North San Fernando Valley area, including Granada Hills, Porter Ranch, and Chatsworth.

Explore all service areas →

Northridge mortgage questions

Does NFGC serve Northridge?

Yes. Nationwide Funding Group Corp serves eligible borrowers throughout Northridge and the greater North San Fernando Valley area, working remotely and by appointment.

Can NFGC help finance a condominium or multi-unit property in Northridge?

Potentially. Condominium and 2-4 unit property financing carries its own eligibility, documentation, and occupancy requirements that differ from a single-family purchase, and availability depends on the specific program and property.

Can self-employed Northridge borrowers qualify without traditional W-2 income?

Potentially. Depending on the purpose and program, eligible borrowers may be evaluated using tax returns, bank statements, assets, property cash flow, or other permitted documentation. Qualification is scenario-specific.

Read more mortgage FAQs →

Discuss your Northridge financing options.

By submitting this form, you agree to our Privacy Policy →.

Rates, programs, and terms are not guaranteed and are subject to borrower qualification and final lender approval. This is not a commitment to lend.

This program is available for properties located in California only.